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Unit One1

Text　This Is a Cheque8

Phonetics　音标、音节、单词重音、读音规则8

Unit Two8

Text　What Are These？16

Grammar Focus Ⅰ．Parts of Speech词类16

Ⅱ．Demonstrative Pronoun指示代词16

Phonetics　-re音节，字母组合的读音16

Unit Three16

Text　We Are Both Bankers25

Grammar Focus　Ⅰ．Personal Pronoun人称代词25

Ⅱ．Verb“to be”动词“be”25

Phonetics　A Summary of Vowels and Consonants（元音及辅音小结）25

Unit Four25

Text　Whose Cheque Cards Are These？32

Grammar Focus Ⅰ．Possessive Pronoun物主代词32

Ⅱ．The General Questions and the Special Questions一般疑问句和特殊疑问句Phonetics　Ⅰ．The Pronunciation of Verb“to be”动词“be”在句中的读音Ⅱ．Intonation of General Questions一般疑问句的语调Ⅲ．Intonation of Special Questions特殊疑问句的语调Unit Five32

Text　Bank Cards40

Grammar Focus Ⅰ．Verb“to have”动词“have”40

Ⅱ．The Article冠词40

Phonetics　The Pronunciation of Verb“to have”（动词“have”在句中的读音）Unit Six40

Text　A Bank's Business Hall47

Grammar Focus Ⅰ．“there be”结构47

Ⅱ．非人称it47

Phonetics Ⅰ．The Intonation of Enumeration列举事物时的语调47

Ⅱ．Consonant Cluster辅音连缀47

Unit Seven47

Text　The Busy Bank Staff Members56

Grammar Focus Ⅰ．Present Indefinite Tense一般现在时56

Ⅱ．Present Continuous Tense现在进行时56

Ⅲ．Exclamatory Sentences感叹句56

Phonetics 连读（Liaison）56

Unit Eight56

Text My Friend,Zhang Hua65

Grammar Focus Ⅰ．Kinds of Sentences句子种类65

Ⅱ．The Past Indefinite Tense一般过去时65

Phonetics Sense Groups and Pauses意群和停顿65

Unit Nine65

Text Our Bank73

Grammar Focus Ⅰ．Nouns名词73

Ⅱ．The Future Indefinite Tense一般将来时73

Phonetics Strong and Weak Forms强读与弱读73

Unit Ten73

Text Susan,a New Secretary81

Grammar Focus Ⅰ．Kinds of Verbs动词的种类81

Ⅱ．Modal Verbs can,may,must ＆ need情态动词can,may,must和need81

Unit Eleven81

Text What Is Money？89

Grammar Focus　The Present Perfect Tense现在完成时89

Unit Twelve89

Text　The History of Money97

Grammar Focus Ⅰ．Members of the Sentences句子成分97

Ⅱ．Preposition and Prepositional Phrase介词和介词短语97

Unit Thirteen97

Text　The Services of a Bank105

Grammar Focus Ⅰ．The Past Future Indefinite Tense过去将来时105

Ⅱ．The Future Perfect Tense将来完成时105

Unit Fourteen105

Text Banks in Britain and Their Functions115

Grammar Focus Ⅰ．The Degrees of Adjectives and Adverbs形容词和副词的比较级Ⅱ．The Infinitive动词不定式Ⅲ．“疑问代词或疑问副词＋不定式”结构Unit Fifteen115

Text A Bank Account123

Grammar Focus Ⅰ．The Types of Sentences句子类型123

Ⅱ．The Adjective Clause形容词从句123

Unit Sixteen123

Text Investment Banking Companies133

Grammar Focus The Numerals数词133

Ⅰ．Cardinals基数词133

Ⅱ．Ordinals序数词133

Unit Seventeen133

Text　Developments in the Twentieth Century143

Grammar Focus Ⅰ．The Noun Clause名词从句143

Ⅱ．The Past Perfect Tense过去完成时143

Unit Eighteen143

Text Other Services of a Bank（Ⅰ）151

Grammar Focus　The Adverbial Clause副词从句151

Unit Nineteen151

Text Other Services of a Bank（Ⅱ）161

Grammar Focus V-ing Form ＆ Past Participle动词的-ing形式和过去分词Ⅰ．The V-ing Form动词的-ing形式Ⅱ．The-ed Participle-ed分词Unit Twenty161

Text Other Services of a Bank（Ⅲ）170

Grammar Focus　Passive Voice被动语态170

Unit Twenty-one170

Text　The Difference Between Cheque Card and Credit Card182

Grammar Focus Ⅰ．Imperative Sentence祈使句182

Ⅱ．Direct Speech and Indirect Speech直接引语和间接引语182

Unit Twenty-two182

Text A Financial Market191

Grammar Focus Ⅰ．“n.+-ing Form/-ed Participle”Construction“n.+-ing形式／-ed分词”结构Ⅱ．The Passive Form of“n.+-ing Form”Construction“n.+-ing形式”结构的被动式Unit Twenty-three191

Text　The Foreign Exchange Market199

Grammar Focus Sentences of Unreal Condition虚拟条件句199

Unit Twenty-four199

Text　Law of Value211

Grammar Focus Ⅰ．Ellipsis and Substitution省略和代替211

Ⅱ．Inversion倒装211

Supplementary Reading Materials211

主要参考书目245